Questions answered by Mr Rupert Symss
(Expert Rank: 2475)  |
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If im paying a loan but cant afford to make payments but I offer them a payment alot less but Im still offerering to pay how do I stand ? |
| Question found in Legal Other |
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Banks usually dont take this as a good credit standing. They may most certainly levy all penalties as mentioned in the agreement for the loan. Banks see this a different way, they see that if you cant even pay the agreed instalment completely because of your finances, it could be possible in future that your situation may get worse. Hence they would be interested in knowing whether the problem you are facing is temporary or not as it would affect your ability to make future payments towards the loan. I suggest you can re-negotiate an new instalment amount with the bank where you pay smaller amount for a longer period, thus it will not strain your monthly budget. |
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How to control anger? |
| Question found in Parenting & Family In General |
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Check this book out, Its Anger Management for Dummies. Heres the link http://www.megaupload.com/?d=DKE3DMVQ |
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If 6 names are put on a ballot in random order, what is the probability that they will not be in alphabetical order? |
| Question found in Chance & Probability |
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There is only one possible permutation that the names will turn up in alphabetic order. All other possibilities are those which result in the names NOT turning out in alphabetic order. The total number of possible ways in which the names can turn out is 6! ways. i.e. (6*5*4*3*2*1 = 720 possible ways) As one possibility is of alphabetic order, the probability that they will not turn out in alphabetic order is 719/720 = 0.998611 |
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There are three people in Johns family. The range of their shoe size is 4. Two people wear shoe size are 6. Johns shoe size is not not 6 and it is not 10. What is Johns shoe size? |
| Question found in Number Puzzles |
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John's shoe size is 2. As the range is 4, the two possible answers are 6 + 4 = 10 or 2. Since 10 is ruled out in the question, the is left only one possible answer. |
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If you are are a farmer with a boat and a fox and a chicken and a bag of grain and you need to get them across to the other side of a lake but you can only get one of them in the boat with you and also the fox and chicken and the chicken and grain can't be left together as they will get eaten, how would you do this? |
| Question found in Lateral Thinking |
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1. Take the chicken in boat and leave it on the other side. 2. Come back, take the fox and leave it on the other side. 3. Take the chicken and bring it back with you. 4. Now, leave the chicken and take the grains to the other side. 5. Come back and take the chicken to the other side. That's it. You are done! |
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My cruel husband has sent me an advocate letter in which he claims that he is not my child's father. At the same time he is threatening me that 'I will show u? This is my child, he never stay with you. Live with him for only some days, etc........." I am sure he will claim custody of my child. First of all he wants me to prove that he is my child's father, then he will prove I am of poor character and financially insecure. Then he will claim custody of my child. Can anybody tell me is there anyway which he could never claim custody of my child? If he claims the same is it accepted by law? My husband is financially very strong, divorced and handicapped (short of hearing) and not very educated. He only passed the 8th form of English middle school. I am a commerce graduate, a working woman but financially not very strong. Please advise! |
| Question found in Legal Other |
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I would like to add this point that the different varieties of threats he is giving you is just to mislead you and he wants to see your reactions to that. He will never benefit by putting both claims of not being father and also asking for custody of child. He is putting you into doubt as to which would finally end up as his claim. He does so, so that you can not easily prepare your line of action. And thus he plans to succeed by putting you in a situation where you would find it hard to prepare a defence against him. So these tactics are used merely to catch you off guard. |
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If 70 per cent of the population have defective eye, 75 per cent are hard of hearing, 80 per cent have sinus trouble and 85 per cent suffer from allergies, what per cent (at a minimum) suffer from all the four ailments? |
| Question found in Number Puzzles |
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| 70% * 75% * 80% * 85% = 35.7% |
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I have recently remortgaged my main residence to buy a flat to rent out and provide an income in my pensionable years. Will I still have to pay income tax on the income from the flat even though the interest I am paying on my main residence now is way in excess of the rent I receive? |
| Question found in Accountancy/Accounting |
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You have not mentioned as to which country's tax laws you are referring to. I am from India and hence I will answer you in accordance with Indian tax laws. The rent that you receive will be considered as your income and you will be liable to pay income tax on it! However from this rent income, you are allowed the following deductions. 1) amount of municipal tax that you have paid on that rented house 2) amount of interest that you have paid for the loan that you have taken to purchase that house. 3) 30% of rent less municipal tax paid. As you have mentioned in your question, it will turn out in your case that the above stated deductions from your rent income will exceed the rent income. In such case the excess amount will go towards reducing your income which is subject to tax from salary or business or other source. Hence you get full benefit of the above-mentioned deductions even though it exceed the amount of rent you have earned. Comments :  Sorry, the countrys tax laws are English. Does this change the situation?
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Between male and female, who tries to remain a virgin for the longest time? |
| Question found in People & Relationships In General |
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A female usually faces higher risk of social pressures to remain a virgin until marriage. And in today's world I see / observe that it has become a matter of prestige for a male do not remain a virgin. Hence I feel that it is the female that remains a virgin for a longer time. Here is some more resource on the same: http://en.wikipedia.org/wiki/Virgin |
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Sir/ Madam I shall be grateful if you could spare some moments reading on this mail and could guide me regarding the un fateful problem that we are facing. Although that might be of little interest to you but your advice will be unbiased and precious for us to proceed ahead. I'm a 28 guy, from & engaged to a girl name Mira.(aged 23 yrs) Let me tell you about her in brief. She is a qualified engineer and looking for a job now a days. But she is quite upset as she is unable to find a good opening for herself. But from the last many days she is facing the problem of negative thoughts/emotions/mood variations. Let me explain in detail: (1)At times if she is thinking about her father like if he for a job (although he is retired), he might face a accident or might work properly or might have any health problem etc. Similarly, if she is worried about her brother (who is in 12th standard), that whether he is studying properly or not. while thinking all this her thoughts go to the level that while thinking all this, she will start thinking that he might not get fail, or fall in relation with any girl or such stuff. Similarly, she will think about me also. These thoughts make feel guilty conscious, that she is thinking bad about her family and me too. (2) Secondly, recently (2-3 months back) I made her aware about the relationship of husband – wife that apart from emotional relations, physical intimacy is also a part of this relation. To which I explained her, in balanced manner (as if explaining in an educational manner, since I received sex educational in my high school), like I received in my high school. To which she responded excitedly and was eager to know more about it. Up to that level it was OK since we haven’t crossed our limits (haven’t developed any physical relationship so far) and are limited to hugs and kisses only. Problem started when one of her room mates in her PG, showed her a porn movie showing sexual congressions (sex intimacies) in a vulgar manner, after seeing which she was quite upset and felt bad. But to some extent , I could convince her that things are rubbish and are shown in a very cruel manner. Also after she explanation to her regarding the physical relation, we both sometimes involve ourselves in sort of sexual fantasies on phone involving both of us, to which we both enjoy, although I take care that we discuss that only when she wants. (she is quite relaxed after that) but at times feels guilty about it too. But, after wards when she is in market or else where in a crowded place, she will start staring at the private parts of other people (men and women) and would imagine about them in her mind. (she feels guilty about it too ) which is, what I think is because of the porn movie that she saw as she often tells me. Because of these 2 problems she feels low at times and it takes a lot efforts to console her and motivate her, that you go out do some walking watch TV, work on desktops etc so that you are busy. When ever she feels low while thinking about these things, she calls me and tells me all this thoughts going in her mind (during that she might get angry with me for staying in other city far off, and other topics etc.), after discussing with me (I try to boost/motivate her), she cools down and feels relaxed and is happy that she could share her feelings with me. Now the question is that whether this is a psychological/ psychiatrist problem involving some medicinal therapies or just the advices/guidance’s from a psychiatrist. Or take her for some mental rejuvenation courses involving meditations? I'm asking all this because I feel that I will get an unbiased answer to my problem since this is my problem not hers. I shall be grateful if after reading all this matter for so long , you can guide me. I shall be waiting to proceed Regards Yogesh
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| Question found in People & Relationships In General |
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Dear Yogesh, Congrats on having such an intimate relationship with your girl. Guys rarely has such relationships where a girl is able to freely share all her problems. A person who watches porn always and always get addicted to it. A person who watches porn will never be able to look at a person of the opposite sex without lust. Also, a person who keeps deriving pleasure with sexual thoughts and fantasies will have the same consequence, that is, the their sexual desires will end up being much more stronger than their willpower. And that is what is happening with your girl. She is just can't control it when she gets the urge of looking at someone's private parts. What happens is that sexual thoughts, fantasies, pornography, etc gets your mind thinking about all that. And once you are done with dreaming and watching, and get to another task, it is not over there. Although your conscious mind may have moved to another task, your subconscious mind does not. And that is the reason why she keeps looking at other people's private parts. Now the way out for her is not in keeping struggling to stop watching someone's private parts. And that is too difficult for her, or rather impossible. This is because her willpower in a rather much weaker than her desires and sexual cravings which is very well fed by her sexual thoughts and fantasies. Her sexual thoughts and fantasies are the cause for all this. This is what is feeding and giving energy to all this. The only way to come out of this is to stop fantasising about sex and stopped watching pornography. It is also important that when you do this you should keep yourself active and not idle as the idle mind is the Devil's workshop and will ultimately invite daydreaming and fantasies. If you want her out of this problem stop these fantasies. Comments : thanx a lot ofr u r support n advice this is in really good advice that shall be followed since i too feel now what u have advised , so im looking forward for some meditation classes for her...thanx again
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